Types of protection

Not everyone needs protection, but it’s always worth getting advice, so you know the risks and what options you have. It’s a good way to protect your home or investment. Getting a mortgage is one of the main reasons people get life insurance. Learn more about life cover…

Our protection experts will help find a suitable policy that provides you with the cover you need and that fits within your budget. Once this is set up, you would pay a monthly amount (called a premium), and if you are diagnosed with an illness listed in your policy, you get a lump sum (called the benefit). Learn more about critical illness cover…

Taking on a mortgage is a huge financial commitment. Income protection ensures you can keep up with your monthly mortgage repayments even if you’re too ill or injured to work. When you take on a mortgage, you’re often reliant on a stable income. However, the reality is, anyone can face unexpected health issues that might prevent you from working. Income protection is there to make sure you can still manage your monthly mortgage payments (and other commitments, if you choose) if you’re unable to work due to illness or injury. Learn more about income protection…